Corporate Finance Institute – Commercial Mortgages

Step into the shoes of a commercial mortgage underwriter to unpack the key analysis criteria used in commercial mortgage lending

• Dive into property valuation metrics
• Explore the important property characteristics and how they influence loan structure
• Work through an example mortgage request, including risk rating and pricing

This Commercial Mortgages course explores the elements determining loan details for income-producing investment properties. Commercial mortgages are used to fund real estate investment ventures. They are important for any credit analyst who wishes to understand issues relevant to real estate financing or would like to specialize in the real estate sector.

In this course, we examine key metrics of the real estate lending process and dive into the key underwriting parameters for commercial mortgages. We also work through a realistic client example to understand the inner workings of a commercial mortgage deal. In this case study, we examine a rent roll analysis, risk rating, and the pricing of the loan.

This Commercial Mortgages course is designed for current and aspiring commercial banking professionals in the real estate industry. This course is also a great resource for real estate analysts and commercial mortgage brokers who wish to better understand the real estate underwriting process. This course provides a valuable perspective on a real estate lender’s considerations when structuring a commercial mortgage deal which is vital for lenders, brokers, and advisors.

What You’ll Learn In Commercial Mortgages?

• Examine key property valuation metrics like net operating income (NOI) and capitalization rates, and understand how they relate to the credit analysis process
• Review key property parameters and how they inform the underwriting process
• Work through an example property to see the end-to-end underwriting process
• Understand how key variables drive loan amount, risk rating, credit terms, and mortgage pricing

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